How to Use PhonePe : Add Bank Account

How to Use PhonePe
  • PhonePe is one of Most used UPI App
  • Here we shared a complete guide on how to Use Phonepe account.

PhonePe is a UPI based digital payment app which helps you to transfer money from your bank account to anyone safely. You can easily create a Phonepe account. Firstly, you just need to have An Indian bank account with a ATM or DEBIT card.


How to create PhonePe account

Follow the steps below to create PhonePe account easily-

Step 1: Download the app from the Link given below.

Download PhonePe from here to get ₹51 cashback on your first transaction- CLICK HERE

Step 2: After downloading the app, open the app and verify your mobile numbervia OTP. (Be sure that the mobile number you entered should be the same one registered with your bank account).

Step 3: Enter all the required details (Name, email address)

Step 4: Now set your 4-digit password and activate your account.

Congratulations! You just created your PhonePe account on Mobile. Now you have to link bank account to send or receive money or transact online with ease.


How to add a bank account on PhonePe

Step 1: Open menu by tapping on the icon at the top right corner of the screen

Step 2: Go to bank account section, and tap on the ” Add New Bank ” button.

Step 3: Select the bank which you want to link with from the list of available banks.

Step 4: PhonePe will automatically fetch your account details and will link it to your account.

Step 5: Now set your UPI PIN by tapping on the set UPI PIN button.

Step 6: Enter your card details ( Last six digits of your Debit/ATM card number and Expiry Date)

Step 7: Enter OTP and set your UPI PIN.

Step 8: You bank account has been added successfully, now you transact safely using your UPI PIN.

So You just learnt how to link bank account in phonepe. you can also link multiple bank accounts in your phonepe account.


How to get ₹51 cashback on PhonePe?

Firstly you need to download PhonePe from the link mentioned above or CLICK HERE. Now after linking the bank account you have to send minimum ₹1 rupee to any UPI user within 24hrs. And That’s it, After sending ₹1 you will get assured ₹51 cashback and also a scratch card. So make sure to complete 1 payment within 24hrs of installation to grab the cashback.


How to transfer money via PhonePe

Step 1: Open the PhonePe app on your device.

Step 2: Go to the ‘Send’ option on the main screen.

Step 3: Enter the UPI address or phone number of the payee.

Step 4: Enter the transaction amount.

Step 5: Select the bank account linked with your phonepe account.

Step 6: Verify details, tap the send option and enter the UPI PIN.

Other than this, if you want to delete Phonepe account permanently for some reasons. Here are the steps you need to follow.

How to Use PhonePe


FAQ- Frequently Asked Questions

What is UPI?

Unified Payments Interface UPI is a 4-6 digit secret code that allows you to transfer money. You just need is to feed in your bank account details and create a UPI ID. UPI is that it is a 24/7 service and it can be used from anywhere on any day. And its 100% safe and secure

What is PhonePe and how does it work?

PhonePe is a mobile payment platform avaliable in google play store. Using it you can transfer money via UPI, recharge your mobile, pay utility bills, etc. PhonePe works on the Unified Payment Interface (UPI) system also it offers a digital wallet named phonepe wallet.

Is using PhonePe safe?

yes PhonePe is100% safe. As it uses UPI system so its totally safe and secure.

Who is owner of PhonePe?

PhonePe is owned by Flipkart.

Can I transfer 50000 through PhonePe?

UPI transaction limit is Rs 1 lakh per transaction. So you can transact upto 1 Lakh via phonepe

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